Our Services

Talk To The Home Loan Experts

Our primary service is mortgage advice. Think of us as your guide through the huge number of options on the market. Whether you're new to the market, or a seasoned pro, we'll endeavour to give you the best advice to suit your circumstances.

Call us anytime to bounce your ideas off us - we're happy to talk with you to see if we can help you.

• Residential Home Loans
• First Home Buyers
• Refinance / Remortgage
• Self Employed / Low Doc Home Loans
• Construction Loans
• Commercial Loans
• Property Investment Loans
• Bad Credit Home Loans
• Mortgage Reduction Strategies
• Debt Consolidation

In summary, we use our experience and knowledge of the finance market to not only find you the best deal but to recommend options with features that suit your needs.

Day to day, we know which banks and lenders are offering the best rates. We also know the application criteria for each bank and lender which gives us the ability to pursue the correct lenders without wasting time; especially if you have some special criteria.

We'll also negotiate with the lender to get you the best deal we can on your behalf. You won't get this with a bank.

And if you don't qualify or meet the bank's application criteria, they won't help you find an alternative solution or option.

We understand how stressful it can be purchasing a new home and applying for the finance. We endeavor to make the entire process as painless as possible for you and get you that finance without you having a heart attack.

Other activites we will do on your behalf include;

• Collect and gather appropriate application information
• Meet with you (we will travel to you) to get necessary signatures
• Complete and submit lender application forms
• Communicate with the lender
• Negotiate with the lender
• Follow up with lender regularly during application process to ensure a fast turn around time
• And much more...

Our service is free to you as we are paid commission from the lenders.

With some basic information, and some info about what you're looking to purchase, in 30 minutes or less we can give you an idea if you are likely to be eligible for pre-approval from a lender.

If you spotted your dream home, and are not sure if you can afford it, give us a call and we'll let you know in no time if it's in reach for you. If it's a stretch, we will explore various options to see if we can get you over the line.

Go to our Pre-Approval Information page to see what types of information would be handy to give you an accurate pre-approval indication. It's really easy.

Save your time and stress. Another advantage of using our mortgage broker service is that we take care of the loan application for you.

We will gather your info from you, complete all of the necessary paperwork (these days it's mostly online forms), obtain your signatures, and lodge the application with the lender. This will literally save you countless hours. And it's a bonus that we know how to fill in the forms correctly,

Because this is our business and what we do, we make sure the application criteria is met correctly at the time of applying for the loan. In some cases this can save weeks of wasted time especially when it comes down to waiting for a bank to let you know there is something wrong with the application.

For a typical home loan application (referring to Adelaide specific info), we’ll need information such as income and expenses, assets and liabilities, number of children and ages, credit card details, payslips, etc.

If you’re self employed we will need tax returns and business bank statements. For further information, we have created a list of items we may require – please visit our Loan Application Information page for details.

Be assured, we won't just lodge your application, move on to our next client and forget all about you - there's nothing worse that being left in the dark especially with something so important such as your loan application.

First, we will continue to touch base with you to let you know we are monitoring the progress of your application. Secondly, we will continue to keep in contact with the lender until we can secure a result.

It can be a stressful process waiting for the results of your loan application. We are there to make it sure the process goes smoothly and keep your blood pressure down by making sure all the documentation and forms are correct in the first place, to being consistently in touch with the lender in case they need any further details.

As soon as we hear anything from the lender, we will be in touch with you. Once the application is approved, our role continues until you are in your new home.